Credit Authorizers, Checkers, and Clerks
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
60 alternate job titles:
Salary Information
Credit Authorizers, Checkers, and Clerks: $49,130 (median) per year.
Starting salary (10th percentile).
Required expreience: Varies by Company
Data source: U.S. Bureau of Labor Statistics
Daily Tasks & Responsibilities
| Task Description | Category |
|---|---|
| Maintain financial or account records. | Maintenance |
| Compile data or documentation. | General |
| Obtain personal or financial information about customers or applicants. | General |
| Interview employees, customers, or others to collect information. | General |
| File documents or records. | General |
| Send information, materials or documentation. | General |
| Search files, databases or reference materials to obtain needed information. | General |
| Execute sales or other financial transactions. | General |
| Collect deposits, payments or fees. | General |
| Correspond with customers to answer questions or resolve complaints. | General |
| Prepare documentation for contracts, transactions, or regulatory compliance. | General |
| Examine financial records. | General |
| Analyze financial information. | Analysis |
| Discuss account status or activity with customers or patrons. | Communication |
Technology Requirements
| Technology | Description |
|---|---|
| Microsoft Excel | Spreadsheet software |
| Microsoft Office software | Office suite software |
| Microsoft Outlook | Electronic mail software |
| Microsoft PowerPoint | Presentation software |
| Microsoft Word | Word processing software |
| Microsoft SharePoint | Document management software |
| SAP software | Enterprise resource planning ERP software |
| Accounting software | Accounting software |
| Email software | Electronic mail software |
| Equifax software | Financial analysis software |
| Experian software | Financial analysis software |
| Financial accounting software | Accounting software |
| Microsoft Internet Explorer | Internet browser software |
| Spreadsheet programs | Spreadsheet software |
| Web browser software | Internet browser software |
| Microsoft Access | Data base user interface and query software |
| Structured query language SQL | Data base user interface and query software |
| Tableau | Business intelligence and data analysis software |
Relevant Certifications
Industry certifications that may be valuable for this career role:
| Certification | Issuing Organization | Practice Test |
|---|---|---|
| Certified Credit Executive | National Association of Credit Management | Not Available |
| Credit Business Associate | National Association of Credit Management | Not Available |
| Credit Business Fellow | National Association of Credit Management | Not Available |
| Credit and Collection Compliance Officer | Association of Credit and Collection Professionals | Not Available |
| Health Care Collection Management | Association of Credit and Collection Professionals | Not Available |
| Specialist in Housing Credit Management | National Apartment Association | Not Available |