Credit Analysts
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
21 alternate job titles:
Commercial Credit Analyst
Commercial Credit Manager
Credit Administrator
Credit Analyst
Credit and Collections Analyst
Credit Assessment Analyst
Credit Assistant Manager
Credit Coordinator
Credit Manager
Credit Negotiator
Credit Officer
Credit Portfolio Manager
Credit Representative
Credit Risk Analyst
Credit Risk Manager
Credit Risk Specialist
Credit Specialist
Escrow Representative
Factorer
Loan Review Analyst
Municipal Fixed Income Analyst
Salary Information
Credit Analysts: $80,970 (median) per year.
Starting salary (10th percentile).
Required expreience: Varies by Company
Data source: U.S. Bureau of Labor Statistics
Daily Tasks & Responsibilities
| Task Description | Category |
|---|---|
| Assess risks to business operations. | Analysis |
| Analyze business or financial data. | Analysis |
| Assess financial status of clients. | Analysis |
| Analyze market conditions or trends. | Analysis |
| Prepare financial documents, reports, or budgets. | General |
| Advise others on financial matters. | General |
| Confer with others about financial matters. | General |
| Prepare contracts or other transaction documents. | General |
| Calculate data to inform organizational operations. | General |
| Examine financial records. | General |
| Correspond with customers to answer questions or resolve complaints. | General |
| Collect payments for goods or services. | General |
Showing 1 to 10 of 0 entries
Technology Requirements
| Technology | Description |
|---|---|
| Microsoft Excel | Spreadsheet software |
| Microsoft Office software | Office suite software |
| Microsoft Outlook | Electronic mail software |
| Microsoft PowerPoint | Presentation software |
| Microsoft Word | Word processing software |
| Microsoft Dynamics | Enterprise resource planning ERP software |
| Microsoft Visual Basic | Development environment software |
| Microsoft Visual Basic for Applications VBA | Development environment software |
| Python | Object or component oriented development software |
| SAP software | Enterprise resource planning ERP software |
| SAS | Analytical or scientific software |
| CGI-AMS BureauLink Enterprise | Information retrieval or search software |
| CGI-AMS CACS Enterprise | Financial analysis software |
| CGI-AMS Strata | Financial analysis software |
| Credit adjudication and lending management system CALMS | Document management software |
| Credit and risk analysis software | Financial analysis software |
| Credit fraud detection software | Financial analysis software |
| Dun and Bradstreet Global DecisionMaker | Financial analysis software |
| Equifax Advanced Decisioning | Financial analysis software |
| Equifax Application Engine | Content workflow software |
| Equifax InterConnect | Financial analysis software |
| Experian Credinomics | Financial analysis software |
| Experian Detect | Financial analysis software |
| Experian FraudShield | Financial analysis software |
| Experian Quest | Financial analysis software |
| Experian Retention Triggers | Financial analysis software |
| Experian Strategy Management | Office suite software |
| Experian Transact SM | Content workflow software |
| Fair Isaac Application Risk Model Software | Financial analysis software |
| Fair Isaac Capstone Decision Manager | Financial analysis software |
| Fair Isaac Falcon ID | Financial analysis software |
| Moody's KMV CreditEdge | Financial analysis software |
| Moody's KMV Decisions | Financial analysis software |
| Moody's KMV Financial Analyst | Financial analysis software |
| Moody's KMV Risk Advisor | Financial analysis software |
| Moody's KMV Risk Analyst | Financial analysis software |
| Oracle JD Edwards EnterpriseOne | Enterprise resource planning ERP software |
| eCredit Enterprise | Financial analysis software |
| Microsoft SQL Server | Data base user interface and query software |
| Structured query language SQL | Data base user interface and query software |
| Oracle Business Intelligence Enterprise Edition | Business intelligence and data analysis software |
Showing 1 to 10 of 0 entries
Relevant Certifications
Industry certifications that may be valuable for this career role:
| Certification | Issuing Organization | Practice Test |
|---|---|---|
| Certified Community Bank Credit Analyst | Independent Community Bankers of America | Not Available |
| Certified Credit Examiner | Conference of State Bank Supervisors | Not Available |
| Certified Credit Executive | National Association of Credit Management | Not Available |
| Certified Mortgage Examinations Manager | Conference of State Bank Supervisors | Not Available |
| Certified Mortgage Examiner | Conference of State Bank Supervisors | Not Available |
| Certified Mortgage Investigator | Conference of State Bank Supervisors | Not Available |
| Certified Multistate Mortgage Examiner-in-Charge | Conference of State Bank Supervisors | Not Available |
| Certified Senior Mortgage Examiner | Conference of State Bank Supervisors | Not Available |
| Chartered Certified Risk Analyst | American Academy of Financial Management | Not Available |
| Credit Business Associate | National Association of Credit Management | Not Available |
| Credit Business Fellow | National Association of Credit Management | Not Available |
| Credit and Collection Complaince Officer | Association of Credit and Collection Professionals | Not Available |
| Credit and Collection Compliance Officer | Association of Credit and Collection Professionals | Not Available |
| Health Care Collection Management | Association of Credit and Collection Professionals | Not Available |
| Housing Credit Certified Professional | National Association of Home Builders | Not Available |
| Specialist in Housing Credit Management | National Affordable Housing Management Association | Not Available |
Showing 1 to 10 of 0 entries